When it comes to checking accounts, most people end up paying too much for too little. We've designed our checking accounts for you, our members, who enjoy getting greater services for less money.

Choose from three accounts:
Platinum Checking, Checking Plus, Regular Checking

Platinum Checking
Citizens' Premier Checking Account for Members with Direct Deposit. ***

• 2.25% APY†
• No Monthly Service Charge
• No Per Item Fee
• $600 in Overdraft Protection
• 2 Free Boxes of Checks Per Year
• Free Internet Banking
• Free Check Images Online
• Free Debit Card Transactions
• MasterCard with Qualified Credit

Checking Plus
Citizens' Checking Account designed for Members without a Direct Deposit who write 30 or less checks per month.

• No Monthly Service Charge
• Free Debit Card Transactions
• $1.00 per item after first 30 checks
• $400 in Overdraft Protection
• Free Internet Banking
• Free Check Images Online

Regular Checking
Citizens' Checking Account designed for Members without a Direct Deposit who write 30 or more checks per month.

• No Monthly Service Charge with minimum of $500 per month.*
• No Monthly Service Charge for Seniors. **
• No Per Item Fees
• Free Debit Card Transactions
• $400 in Overdraft Protection
• Free Internet Banking
• Free Check Images Online

* $7.50/month service charge if balance drops below $500.
** Age 65 or older.
*** Direct Deposit must be over $500/month
† 2.25% paid on the first $25,000 on deposit, 0.25% over $25,000