Services > Loan Information

Need a loan?
See what we can do!

For auto or personal, Citizens is your credit union for loans.
Contact us for details on all of our loan programs.

Call us!
(432)267-6373 in Big Spring
(432)686-1200 in Midland
(800)248-2328 Nation wide



Apply NOW:
Online Banking Log-In
Print & Complete: Loan Application
Stop in & see us at:
701 East FM 700 in Big Spring,
2609 West Loop 250 in Midland
, or
2110 W Wall Street in Midland

New/Used Vehicle Loans & Refinancing
If you can drive it, we can help you buy the new or used vehicle you want today!
Citizens offers competitive rates and flexible terms. Refinance loans from other financial institutions and get lower payments and the EXTRA CASH to spend each and every month!

• New & Used Cars, Trucks, and SUVs
• Vehicle Refinancing to Save Money Monthly
• Great rates & Terms up to 84 mos.
• RV terms to 120 mos.
• Loans Up to 120% MSRP or NADA Retail Value
• Easy Online Application - Log-In NOW!

Beware of 0% Financing Offers:
The total interest payment is already built into the price. Most people end up paying MORE than if they received the cash back offer and financed with Citizens.

Personal/Signature Loans
Apply TODAY for EXTRA CASH for bill consolidation, home furnishings or repairs, taxes, tuition, medical and more.
See what we can do for you!
Citizens offers terms up to 48 months and competitive rates based on your credit history.

Secured Loans (Share & Certificate)
Get CASH NOW! Save for tomorrow!
Citizens' Share & Share Certificate-Secured Loans are 100% secured by your Savings, Money Market or Certificate Accounts. You continue to earn dividends and get the money you need.