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Citizens Blog

Citizens Blog

Tell the Difference Between Needs & Wants

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Have you ever struggled with separating needs from wants? Read on to learn how to tell the difference between these two spending categories.

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What is Credit Card Interest and How Does it Affect Me?

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Getting your first credit card is super-exciting. Unfortunately, though, lots of first-time credit card owners don’t know enough about credit card interest. And then it’s hello, long-term debt. Don’t let this be you! Here’s all you need to know about credit card interest and how it works.

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Save Money When Shopping Online

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It’s time to replace that rush you get from filling your virtual cart with the high that comes from saving a ton of money. Get ready to transform the way you shop online.

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5 Reasons We Overspend

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What makes us overspend? Let’s take a look at five common reasons and how we can overcome them.

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Save Up for Something Spectacular

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Putting aside money each month to use for some vague purpose sometime in the future can be super challenging. Make it easier by creating a spectacular goal for your savings.

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My Savings Has Been Wiped Clean; How Can I Replenish it?

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Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. I’d like to start building these up again, but it’s all so overwhelming. Where do I begin?

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How Should I Spend My Stimulus Check?

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The $1,200 granted to most middle class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money?

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6 Ways You Can Use a Personal Loan

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A personal loan can be used for more than paying off debt. Here are 6 ways you can use a personal loan you might not have though about.

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5 Ways to Trim Your Fixed Expenses

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When most of us make our monthly budget, we list our fixed monthly expenses and move on from there; however, taking a close look at those can save you money.

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How to Create a Budget in 6 Easy Steps

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Making a budget is the most basic, but in some ways the most difficult, step toward financial security. We’ve got a simple six-step process to make it easy!

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