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Certificate Rates

Citizens offers a large selection of Certificates, with competitive rates, for both the small and large.

Certificate Account Types Dividend Rate APY Minimum to Open
I32 – 6 month 0.25% 0.25% $5,000
I33 – 12 month 0.30% 0.30% $5,000
I34 – 24 month 0.35% 0.35% $5,000
I35 – 36 month 0.40% 0.40% $5,000
I42 – 6 month 0.65% 0.65% $50,000
I43 – 12 month 0.70% 0.70% $50,000
I45 – 24 month 0.75% 0.75% $50,000
I47 – 36 month 0.80% 0.80% $50,000
I62 – 6 month 0.65% 0.65% $90,000
I63 – 12 month 0.70% 0.70% $90,000
I65 – 24 month 0.75% 0.75% $90,000
I67 – 36 month 0.80% 0.80% $90,000
I69 – 60 month 1.00% 1.00% $90,000

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