Citizens offers three types of checking accounts. Choose the one that best fit your lifestyle. We also offer share, money market and investments accounts to help you save.
Regular Shares
Minimum to Earn APY* |
Dividend Rate |
APY* |
N/A |
0.00% ** |
0.00% * |
$50.00 |
0.05% ** |
0.05% * |
$2,500 |
0.05% ** |
0.05% * |
$5,000 |
0.10% ** |
0.10% * |
Checking
Account Type |
Minimum to Earn APY* |
Dividend Rate |
APY* |
Regular Checking |
N/A |
0.0% |
0.0% |
Checking Plus |
N/A |
0.0% |
0.0% |
Direct Deposit Checking |
$0 |
1.00% ** |
1.00% * |
$25,000 |
0.10% ** |
0.10% * |
Money Market
Minimum to Earn APY* |
Dividend Rate |
APY* |
$2,500 |
0.10% ** |
0.10% * |
Investment
Minimum to Earn APY* |
Dividend Rate |
APY* |
$10,000 |
0.10% ** |
0.10% * |
$25,000 |
0.15% ** |
0.15% * |
$50,000 |
0.20% ** |
0.20% * |
$100,000 |
0.25% ** |
0.25% * |
$250,000 |
0.30% ** |
0.30% * |
Shares Truth in Savings Disclosures