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IRA & Health Savings Rates

Citizens has a selection of accounts to help you prepare for the future.

The more you deposit, the higher the rate.

Account Types Dividend Rates APY Dividends Compounded & Credited Minimum To Open Minimum To Earn APY
S70 IRA Investment 0.45% 0.45% Quarterly $250 $250
0.50% 0.50% Quarterly $250 $10,000
0.55% 0.55% Quarterly $250 $50,000
0.60% 0.60% Quarterly $250 $90,000
S71 Roth IRA 0.45% 0.45% Quarterly $250 $250
0.50% 0.50% Quarterly $250 $10,000
0.55% 0.55% Quarterly $250 $50,000
0.60% 0.60% Quarterly $250 $90,000
S75 Health Savings 0.45% 0.45% Quarterly $250 $250
0.50% 0.50% Quarterly $250 $10,000
0.55% 0.55% Quarterly $250 $50,000
0.60% 0.60% Quarterly $250 $90,000

Shares Truth in Savings Disclosures