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Lending Rates

Whether you want to purchase a new or pre-owned vehicle, or need money for an unexpected situation, Citizens has a variety of loan products to meet your needs.

Loan Type Term Annual Percentage Rate (APR)
2009 – 2018 Vehicles (less than 3/4 ton) 72 months as low as 3.24%
Signature Loans
Above $2,000 48 months as low as 8.24%
Share Secured Loans
  48 months 9.00%
Certificate Secured Loans
Over $5,000   Certificate Rate + 2.00%
Up to $4,999   Certificate Rate + 4.00%

Truth in Lending Disclosures