Checking

When it comes to checking accounts, most people end up paying too much for too little. We’ve designed our checking accounts for you, our members, who enjoy getting greater services for less money.  Choose from three accounts:  Direct Deposit Checking, Checking Plus, Regular Checking

 

Direct Deposit Checking

Citizens’ Premier Checking Account for Members with Direct Deposit.*

2.25% APY
• No Monthly Service Charge
• $600 in Overdraft Protection
• Free Internet Banking
• Free Check Images Online
• Free Debit Card Transactions
• Unlimited Check Writing
• Free Online BillPay

 

Checking Plus

Citizens’ Checking Account designed for Members without a Direct Deposit who write 10 or less checks per month.

• No Monthly Service Charge
• Free Debit Card Transactions
• $1.00 per item after first 10 checks
• $400 in Overdraft Protection
• Free Internet Banking
• Free Check Images Online
• Free Online BillPay

 

Regular Checking

Citizens’ Checking Account designed for Members without a Direct Deposit who write 10 or more checks per month.

• No Monthly Service Charge with minimum of $500 per month.**
• No Monthly Service Charge for Seniors. ***
• No Per Item Fees
• Free Debit Card Transactions
• $400 in Overdraft Protection
• Free Internet Banking
• Free Check Images Online
• Free Online BillPay

 

* Direct Deposit must be over $500/month
† 2.25% paid on the first $25,000 on deposit, 0.25% over $25,000. Dividend requires at least 4 point of sale debit card transactions per month.
**$9.50/month service charge if balance drops below $500.
*** Age 65 or older

 

Shares Truth in Savings Disclosure