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Become a Member

The field of membership of Citizens Federal Credit Union is based on a common bond of people; this field of membership includes anyone that lives, works, worships, volunteers, or attends school in Borden, Dawson, Ector, Glasscock, Howard, Lubbock, Lynn, Martin, Midland, Mitchell, Nolan, and Taylor as well as their immediate family members and business and other legal entities located therein.

Joining Citizens is easy. Opening a regular share account and making a small initial deposit will establish your membership. Your Savings account offers a favorable interest rate and can be used as overdraft protection on your checking account. This account is the gateway to all of Citizens’ products and services. As a member, you will find many products and services for which you will have access to.

“Once a member, always a member.” Members who leave the field of membership by retirement, moving, or change of employment may continue to enjoy all the benefits of Citizens membership, provided they maintain an open share account with the minimum required balance.



National Credit Union Administration Logo

For your Protection The National Credit Union Share Insurance Fund insure your Citizens Federal Credit Union accounts up to $250,000 per account. Click the logo for more information.

If you’re not sure if you are eligible for membership, call us at 432-267-6373 or 800-248-2328 to find out if you qualify.

Member Discounts

Sea World Adventure Park. Purchase Discount Tickets Online. Click Here

Sea World San Antonio, the world’s largest marine life adventure park and family entertainment showplace. Click here to purchase discount tickets.

Safety Deposit

We currently have safe deposit boxes available at our Big Spring Branch.

Safe Deposit Boxes Available:

  • 3 x 5 x 24 = $30.00/year
  • 3 x 10 x 24 = $45.00/year
  • 5 x 10 x 24 = $50.00/year
  • 10 x 10 x 24 = $65.00/year