Insurance

Accidental Death & Dismemberment Insurance

Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*

Your $2,000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Citizens Federal Credit Union, is now available for you to claim.

As a member of Citizens Federal Credit Union, you have received $2,000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.

Again, it costs you absolutely nothing—only a few minutes of your time—to get $2,000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
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Credit Life and Disability Insurance

Protecting your credit and your assets is important. Members of Citizens Federal Credit Union are offered the peace of mind of Credit Life and Credit Disability Insurance. Credit Disability coverage provides important security for you and your family. If you become disabled by a covered sickness or accident, your loan payments will be made, up to the policy maximum, during your disability. Credit Life Insurance will pay the entire loan balance in the event of your death. Both coverages are available on all consumer loans for a minimal cost.

Gap Insurance

Gap Insurance provides peace of mind. Gap or Guaranteed Asset Protection is designed to relieve the borrower of the responsibility for paying for the remainder of a loan that their primary insurance carrier does not cover if the vehicle is stolen or totaled.

Gap Insurance also helps protect your credit rating and can help you avoid financial hardships, so you can afford a replacement vehicle.

Homeowners Insurance

Help protect your biggest investment—inside and out TruStage^™ Home Insurance Program

Help protect your biggest investment—inside and out.

The TruStage^™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

It could help cover damage or loss due to fire, weather, theft and more. And it also helps protect you from liability if an accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*

Potential savings for Citizens Federal Credit Union members
Discounts for multiple policies
24/7 claims, even on holidays
Inflation protection
Temporary housing assistance when you need it

Don’t wait. It’s simple to get a free quote today.

GET A QUOTE

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage

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Term Life Insurance

Tru-Stage Life Insurance. Learn more about this important coverage or call for more information.

TruStage™ Life Insurance

We make TruStage™ Life Insurance policies available to credit union members like you to help protect the people who matter most in your life. Any policy amount could make a difference, because it provides money your loved ones could use to help pay mortgage or rent, day-to-day bills, medical and funeral expenses — whatever is needed most.

TruStage Life Insurance offers coverage that's underwritten by CMFG Life Insurance Company — with rates designed to be simple and fit your budget.

Learn about this important coverage or call LifeNumber for more information.

TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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Gap Insurance

Gap Insurance also helps protect your credit rating and can help you avoid financial hardships, so you can afford a replacement vehicle.

Extended Vehicle Service Protection

Members can also take advantage of another cost saving feature by being a member of Citizens. We offer InterContinental Warranty Services, a named-exclusion vehicle service agreement that pays for the cost of parts and labor for mechanical breakdown on covered automobiles.

This program is available to any member who takes a loan for the purchase of a new or qualifying used vehicle. Vehicles still covered under their original factory warranties are also eligible for this extended coverage up to 7 years or 100,000 miles. This protection is provided to members at a savings of hundreds of dollars below car dealer rates.

Ask our lending staff about this affordable peace of mind protection when you purchase your next car.

These products offered are not federally insured, are not obligations of the credit union, and are not guaranteed by the credit union.