Become a Member

The field of membership of Citizens Federal Credit Union is based on a common bond of people; this field of membership includes anyone that lives, works, worships, volunteers, or attends school in Howard, Borden, Glasscock, Martin, and Midland County, Texas as well as their immediate family members and business and other legal entities located therein.

Joining Citizens is easy. Opening a regular share account and making a small initial deposit will establish your membership. As a member, you will find many products and services for which you will have access to.

“Once a member, always a member.”
Members who leave the field of membership by retirement, moving, or change of employment may continue to enjoy all the benefits of Citizens membership, provided they maintain an open share account with the minimum required balance.


For your Protection The National Credit Union Share Insurance Fund insure your Citizens Federal Credit Union accounts up to $250,000 per account. Click the logo for more information.

If you’re not sure if you are eligible for membership, call us at 432-267-6373 or 800-248-2328 to find out if you qualify.