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Citizens Blog

Citizens Blog

What Will Happen to My Loved One’s Finances After they Die?

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My close relative is getting on in years, so I’m wondering: What happens to their accounts and debts after they pass away?

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Preparing Financially for a New Baby

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Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay for it all?

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5 Reasons We Overspend

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What makes us overspend? Let’s take a look at five common reasons and how we can overcome them.

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My Savings Has Been Wiped Clean; How Can I Replenish it?

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Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. I’d like to start building these up again, but it’s all so overwhelming. Where do I begin?

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How Should I Spend My Stimulus Check?

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The $1,200 granted to most middle class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money?

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Financial Resources Available for Veterans

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If you are a current or retired US service member or a family member of one, there are numerous programs available to help with the struggles of daily life.

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Financial Improvement for the New Year

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It’s time for those New Year’s #resolutions, and we’ve got four common-sense ones to suggest that will get your finances in order! A frightening percentage of Americans have no emergency savings … don’t be one of them!

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How Can I Make New Year's Resolutions That Stick?

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Every December, I draw up a list of New Year’s resolutions that look depressingly similar to the ones I wrote last year. How can I make things different this year?

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How Much Money Should I Keep In My Checking Account?

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Most of us use our checking accounts on a daily basis. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account.
But, how much money should we be keeping in these super-convenient accounts? Let’s find out.

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Do I Need An Emergency/Rainy Day Fund?

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Rainy day funds and emergency funds serve different purposes. It’s important to have both available to tap into as needed. Read on for answers to all your questions on rainy day and emergency funds.

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