You’ve tracked your spending, designed a budget for your monthly expenses, and you’re well on your way to financial wellness. In this next step, you’ll create a plan for paying down your existing debt.
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Now that you’ve tracked your spending and kept a careful record of where your money goes over the course of a month, you’re ready to move onto the next financial wellness step: creating a budget.
Just like physical health, being financially fit is crucial to your wellbeing, your future and your quality of life.
Q: I’m trying to heal financially as life returns to pre-pandemic norms, but the rising cost of many commodities, like groceries and gasoline, is making a financial rebound a challenge. Why are prices skyrocketing right now?
Have you ever struggled with separating needs from wants? Read on to learn how to tell the difference between these two spending categories.
My close relative is getting on in years, so I’m wondering: What happens to their accounts and debts after they pass away?
Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay for it all?
What makes us overspend? Let’s take a look at five common reasons and how we can overcome them.
Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. I’d like to start building these up again, but it’s all so overwhelming. Where do I begin?
The $1,200 granted to most middle class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money?