This month, you’re going to organize your finances. Hold onto every receipt, bill, paystub and invoice you produce throughout the month. Sometime during the last week of May, sit down with all of your paperwork and start crunching the numbers.
Read More
You may be feeling impatient to start more aggressively paying down debt, but it’s important to first create an emergency fund.
Congrats—you’re ready to purchase your first real car! The process can be daunting, but Citizens FCU will walk you through it. Follow our guidelines for a stress-free ride!
In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.
If the majority of your outstanding debt is credit card debt, you may be spending hundreds of dollars just on interest alone. Aside from wasting money, this keeps you from moving forward and paying down your debt.
By teaching your kids how to impulse purchases, you will be giving them the tools for overcoming that overpowering impulse to buy, buy, buy.
When you’ve dug yourself deep into a pit, the only way to get out is to stop digging. This month, focus on not racking up more debt. Stop using your credit cards. Skip your weekly trips that usually have you buying too many non-essentials.
You're convinced you want that expensive item. You buy it. Then the credit card bill comes and buyer's remose hits. Next time, ask yourself these 7 questions!
If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride!
You’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because every month, our Do It Today plan will have you taking another step on your journey toward living a debt-free life.