Citizens Blog

Understand the various ways fraudsters try to obtain your personal and debit card information. The more you know, the more you can stay one step ahead of fraud.

The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year.

With inflation hitting levels we haven’t seen in decades, sticking to a monthly budget is getting tougher all the time. Here are five ways to help make it happen.

You’ve tracked your spending, designed a budget for your monthly expenses, and you’re well on your way to financial wellness. In this next step, you’ll create a plan for paying down your existing debt.

Now that you’ve tracked your spending and kept a careful record of where your money goes over the course of a month, you’re ready to move onto the next financial wellness step: creating a budget.

Credit scores are a vital part of financial wellness, but getting and keeping a high score can be tough. Here are six ways you can start boosting your credit score today.

With the pandemic still wreaking havoc on the economy, many people are struggling to pay their monthly bills and meet their debt payments. Unfortunately, scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts.

Don’t be the next victim of a debt-collection scam. Here’s all you need to know about these scams.

Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?

Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.

A personal loan can be used for more than paying off debt. Here are 6 ways you can use a personal loan you might not have though about.