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Direct Deposit Checking

Our most popular checking account since 2005!

What do I need?

  • A monthly direct deposit of at least $500
  • Use your debit card four times a month
  • That's it!

What do I get?

  • 1.00% APY
  • No monthly service charge
  • Up to $600 in Overdraft Protection*
  • Free Internet Banking
  • Free mobile app
  • Free check images online
  • Free debit card transactions
  • Unlimited check writing
  • Free online Bill Pay

Contact a Member Service Representative if you have any questions!

Call 800-248-2328 then press 1.

There are no monthly service fees with a minimum monthly direct deposit of $500. A Minimum deposit of $25 is required upon opening. This is a tiered account. Once a particular balance range is met, the Dividend Rate and Annual Percentage Yield listed for that balance range will apply only to the balance in the account over that amount. Dividends are calculated on the daily balance method which applies a periodic rate to the balance in the account each day. Annual percentage yield could change without notice, and may change after the account is opened. You must make 4 debit card transactions, excluding ATM withdrawals, each month on this account to qualify for the 1.00% APY tier. To qualify, the transactions must post to your account by the close of business on the last day of the month. You will earn 0.10% APY if you don’t meet the monthly requirements. 1.00% APY is paid on the first $25,000. Anything over $25,000 pays 0.10%. Maintenance or Activity Fees associated with an account may reduce earnings. All terms and conditions are subject to change.     *With approved credit.     APY = Annual Percentage Yield