A New Era in Banking

At Citizens Federal Credit Union, we are committed to providing you with the best banking experience. That's why we are excited to introduce Real-Time Payments (RTP), a cutting-edge service that allows you to receive payments instantly and securely.

What are Real-Time Payments?

Real-Time Payments (RTP) is a revolutionary payment system designed to enable instant money transfers between accounts, 24/7! Unlike traditional payment methods, which can take days to process, RTP ensures that you receive funds in real-time. This means no more waiting for transactions to clear or worrying about bank holidays.

How RTP Benefits You

Instant Access to Funds: Whether it's your paycheck, a reimbursement, or money from a friend, RTP ensures that you have access to your money the moment it is sent.

Enhanced Security: RTP is built on a highly secure network, providing peace of mind that your transactions are safe and protected from fraud. 

Convenience: With RTP, you can receive payments at any time, day or night, including weekends and holidays! This flexibility makes managing your finances easier than ever.

Improved Cash Flow: For small business owners and individuals alike, having immediate access to funds can significantly improve cash flow, helping you manage expenses and investments more effectively.

What Companies Can Send RTP?

Here are just a few of the many companies that support sending RTP credits to your Citizens account:
DoorDash
GrubHub
Uber
Uber Eats
ADP Payroll
PayChex Payroll
Square

How to Get Started

Getting started with Real-Time Payments at Citizens FCU is easy: If you have an account with CFCU, your account is already set up to receive RTP transactions! If you have any questions or need assistance, our friendly customer service team is here to help.

How Should I Format My Account Number?

You just need to use your 6 digit account number, no need for a suffix.

Why Choose Citizens FCU?

We prioritize your financial well-being. Our introduction of Real-Time Payments is part of our ongoing effort to offer innovative, customer-focused banking solutions. Join us in embracing the future of banking with RTP and experience the convenience and efficiency of real-time money transfers.

For more information on Real-Time Payments, contact us today at (432)267-6373, option 1.

Stay tuned for more updates as we continue to enhance our services to better serve you.