Citizens Blog

Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay for it all?

This year in particular, many Americans are struggling to shed the “quarantine 15." Unfortunately, scammers know this and they are out in full force, trying to scam consumers. Gyms aren’t far behind, with many of them offering misleading contracts that are impossible to get out of once they’re signed.

Everyone loves a surprise package, and scammers are taking the excitement out of that experience by using bogus packages as a cover for a nefarious scam that tricks victims into sharing their personal information — and their money.

Election fever is now at an all-time high and so are election scams. From schemes that steal your vote to ones promising dream vacations in exchange for participation in a poll or survey, there’s no shortage of scams centering on elections.

Every December, I draw up a list of New Year’s resolutions that look depressingly similar to the ones I wrote last year. How can I make things different this year?

You may be feeling impatient to start more aggressively paying down debt, but it’s important to first create an emergency fund.