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Citizens Blog

Citizens Blog

What is Credit Card Interest and How Does it Affect Me?

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Getting your first credit card is super-exciting. Unfortunately, though, lots of first-time credit card owners don’t know enough about credit card interest. And then it’s hello, long-term debt. Don’t let this be you! Here’s all you need to know about credit card interest and how it works.

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What Will Happen to My Loved One’s Finances After they Die?

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My close relative is getting on in years, so I’m wondering: What happens to their accounts and debts after they pass away?

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Auto Warranty Scams

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Another phone call, another scam. It’s not just you, those robocalls just won’t stop! More than just an annoyance, scam calls cost 56 million Americans a financial loss in 2020. One of the most common scams over the phone is the auto warranty scam. Here’s all you need to know about it.

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Preparing Financially for a New Baby

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Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay for it all?

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Save Money When Shopping Online

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It’s time to replace that rush you get from filling your virtual cart with the high that comes from saving a ton of money. Get ready to transform the way you shop online.

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5 Reasons We Overspend

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What makes us overspend? Let’s take a look at five common reasons and how we can overcome them.

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Don’t Get Caught in a Weight-Loss Scam

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This year in particular, many Americans are struggling to shed the “quarantine 15." Unfortunately, scammers know this and they are out in full force, trying to scam consumers. Gyms aren’t far behind, with many of them offering misleading contracts that are impossible to get out of once they’re signed.

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Don’t Fall Prey to a Holiday Toy Scam

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Scammers famously exploit high-stress times, and the pre-holidays shopping frenzy is no exception. That’s why the BBB is warning of an uptick in holiday toy scams which can be difficult to spot.

Here’s what you need to know about these scams.

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Save Up for Something Spectacular

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Putting aside money each month to use for some vague purpose sometime in the future can be super challenging. Make it easier by creating a spectacular goal for your savings.

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8 Ways to Spot a Counterfeit Bill

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Using cutting-edge technology, scammers create bills that look just like the real thing to the untrained eye. Unfortunately, once counterfeit bills are passed, their new owner can become liable for passing them on to someone else.

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