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Citizens Blog

Watch Out For Spring Cleaning Scams

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If you plan on calling in professionals to help you with your spring cleaning tasks, you may be targeted by one of the many scams that are rampant this time of year. Below, we’ve listed four of the most prevalent scams to watch out for this season. Stay safe!

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Why Does My Credit Score Matter?

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Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.

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Beware COVID-19 Cure Scams

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Scammers have recognized an opportunity to rob innocent victims of their money while giving them false hope for defeating the virus. The FBI is warning of a surge in COVID-19 cure scams in which criminals peddle an alleged vaccine or treatment for coronavirus.

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6 Ways You Can Use a Personal Loan

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A personal loan can be used for more than paying off debt. Here are 6 ways you can use a personal loan you might not have though about.

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Tax Deadline Delayed

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Under normal circumstances, taxes are due by April 15. If tax filers cannot complete their taxes in time, they can request a 6-month extension without getting a failure-to-file penalty. Tax extensions are granted easily, but they don’t buy the filer more time to pay any taxes due to the IRS. The extension is only for submitting their returns.

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Financial Resources Available for Veterans

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If you are a current or retired US service member or a family member of one, there are numerous programs available to help with the struggles of daily life.

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Stuck at Home? Spend Your Time Productively

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While it may, at first, sound like a dream come true, sitting at home without much to do can quickly get old. If you’re one of the millions of Americans waiting out the crisis at home, be proactive about spending your time productively instead of binge-watching six seasons of your favorite sitcom while eating your way through gallons of ice cream. Here are some ideas to get you started.

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Why You Should Never Abbreviate 2020

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It’s something everyone does: When you date a document, you just put the last two digits of the year on it. But doing that in 2020 can leave you open to a scam!

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How to Prevent Identity Theft

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No one can totally eliminate the risk of identity theft, but there are things you can do to reduce risk. Think of your Social Security Number (SSN), financial account numbers, and passwords as the Holy Grail—sacred and powerful. Protect them carefully.

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5 Ways to Trim Your Fixed Expenses

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When most of us make our monthly budget, we list our fixed monthly expenses and move on from there; however, taking a close look at those can save you money.

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