Citizens Blog

Riiiing! You race for the phone, but the caller has already hung up—after just one ring. How rude! You thumb through the Caller ID, poised to give your mysterious caller a ring back when you note the strange area code. Should you, or shouldn’t you, make this call?

Now that we have a budget, let’s slim it down!

This month, you’re going to organize your finances. Hold onto every receipt, bill, paystub and invoice you produce throughout the month. Sometime during the last week of May, sit down with all of your paperwork and start crunching the numbers.

The FTC is warning of a surge in tech support scams, many of which can be difficult to spot.

You may be feeling impatient to start more aggressively paying down debt, but it’s important to first create an emergency fund.

Congrats—you’re ready to purchase your first real car! The process can be daunting, but Citizens FCU will walk you through it. Follow our guidelines for a stress-free ride!

In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.

If the majority of your outstanding debt is credit card debt, you may be spending hundreds of dollars just on interest alone. Aside from wasting money, this keeps you from moving forward and paying down your debt.

Each year, the IRS publishes the “Dirty Dozen,” a list of 12 scams that are rampant during that year’s tax season. This year, the IRS is cautioning taxpayers to be extra vigilant because of a 60% increase in email phishing scams over the past year.

By teaching your kids how to impulse purchases, you will be giving them the tools for overcoming that overpowering impulse to buy, buy, buy.