Citizens Blog

With the pandemic still wreaking havoc on the economy, many people are struggling to pay their monthly bills and meet their debt payments. Unfortunately, scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts.

Don’t be the next victim of a debt-collection scam. Here’s all you need to know about these scams.

Putting aside money each month to use for some vague purpose sometime in the future can be super challenging. Make it easier by creating a spectacular goal for your savings.

Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. I’d like to start building these up again, but it’s all so overwhelming. Where do I begin?

Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?

The $1,200 granted to most middle class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money?

Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.

A personal loan can be used for more than paying off debt. Here are 6 ways you can use a personal loan you might not have though about.

If you are a current or retired US service member or a family member of one, there are numerous programs available to help with the struggles of daily life.

While it may, at first, sound like a dream come true, sitting at home without much to do can quickly get old. If you’re one of the millions of Americans waiting out the crisis at home, be proactive about spending your time productively instead of binge-watching six seasons of your favorite sitcom while eating your way through gallons of ice cream. Here are some ideas to get you started.

When most of us make our monthly budget, we list our fixed monthly expenses and move on from there; however, taking a close look at those can save you money.