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Citizens Blog

Debt Paydown: Snowball vs Avalanche Method

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Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?

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How Should I Spend My Stimulus Check?

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The $1,200 granted to most middle class adults is a welcome relief during these financially trying times. Many recipients may be wondering: What is the best way to use this money?

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Why Does My Credit Score Matter?

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Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.

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6 Ways You Can Use a Personal Loan

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A personal loan can be used for more than paying off debt. Here are 6 ways you can use a personal loan you might not have though about.

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Financial Resources Available for Veterans

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If you are a current or retired US service member or a family member of one, there are numerous programs available to help with the struggles of daily life.

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Stuck at Home? Spend Your Time Productively

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While it may, at first, sound like a dream come true, sitting at home without much to do can quickly get old. If you’re one of the millions of Americans waiting out the crisis at home, be proactive about spending your time productively instead of binge-watching six seasons of your favorite sitcom while eating your way through gallons of ice cream. Here are some ideas to get you started.

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5 Ways to Trim Your Fixed Expenses

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When most of us make our monthly budget, we list our fixed monthly expenses and move on from there; however, taking a close look at those can save you money.

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How to Create a Budget in 6 Easy Steps

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Making a budget is the most basic, but in some ways the most difficult, step toward financial security. We’ve got a simple six-step process to make it easy!

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How To Dispute An Error On Your Credit Report

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Did you know that roughly a quarter of #creditreports in a recent survey contained errors? If you find an error on yours, such as a miscredited payment, fraudulent account or other identity theft damage, it’s easy to challenge it and get it rectified!

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Financial Improvement for the New Year

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It’s time for those New Year’s #resolutions, and we’ve got four common-sense ones to suggest that will get your finances in order! A frightening percentage of Americans have no emergency savings … don’t be one of them!

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